How to Get a Replacement Car Key
The loss of a car key could be a traumatic experience. It may also be expensive depending on the type of key you have.
Contacting an auto locksmith is the easiest method to replace a key. This is typically less expensive and quicker than calling an auto dealer or roadside assistance.
Cost
In the past, losing your car keys wasn't a big deal. You could go to the local hardware store and get a new key. Fortunately, today the process is more complex and expensive. This is because cars are more technologically advanced and their keys are as well. While this may make the keys more secure from theft, they are also more expensive to replace.

The cost of replacing a lost key will depend on the year, model and model of your vehicle. car replacement key have key fobs with a transponder to prevent theft. The chips must be linked to your vehicle. This typically requires a locksmith or dealer. The cost varies based on the type of car you own however, it could be as high as $200.
Additionally, some modern vehicles utilize laser-cut keys that have to be programmed with a specific machine. This is only available through dealerships or specialist auto locksmiths. The cost of the key for this kind of lock is as high as $100.
The location of your house can also affect the price. You will likely have to pay more for an area that is remote because the tow truck and locksmith have to travel far to get to you. In addition, locksmiths will charge extra for holidays, after hours, and weekends.
The best way to reduce the cost of losing a key is to keep a spare one with you that can be kept at home or in your wallet. Keep your car's title or registration papers on you. These will be required to prove ownership should you need to contact a dealership for a new key. Additionally, you can make use of your roadside assistance service to help with the procedure. You may be able get a temporary replacement depending on the terms and conditions of your roadside assistance service.
Time
The loss of your car keys can be frustrating, but you shouldn't panic. Spend a few minutes searching for your keys in the most obvious places, like your purse or pocket. Then, go back and recall your day to see where you might have put keys. This will aid in determining if you've lost them, or if they are still in your car. It could be time to replace your car keys if you are unable to find them.
The majority of modern cars come with a remote key fob that uses the code to unlock and start the car. This kind of key has to be programmed with your specific vehicle, and this is typically a task that requires an expert. Contact an auto locksmith and provide evidence of ownership.
Old-fashioned metal car keys are much more simple to replace than remote key fobs. They function completely mechanically and aren't difficult to duplicate, therefore an expert locksmith in your area can provide you a replacement on the spot when you've lost one. The locksmith can also duplicate your ignition cylinder, but this is an additional cost. If you'd like to keep backups of your old-fashioned car keys, you can go to an hardware store that specializes in automobiles, and get them copied quickly and inexpensively.
If your car keys are starting to appear worn-out, you should consider replacing them. Regular use can wear away the teeth on the keys, and this can make it difficult to align them properly. If the key begins to get stuck inside the lock, it's also an indication that it's time for a replacement.
If you own a brand new car and it is a high-end model, the key might require programming by the dealership. This is a complex job that is costly and take a long period of time to complete. Depending on your car's make you might be able to have the process covered by your car warranty or car insurance.
Accessibility
Even if you're an excellent driver there is a chance to lose your car keys. It can be a major hassle, especially if it occurs at the most inconvenient moment such as when you're at the gas station or grocery store and you're just trying to get home. There are a variety of options to replace your lost key. You can contact your insurance provider or locate a local locksmith or contact roadside assistance.
The first thing you'll have to do is determine what kind of car key you have. This is important because different cars use different types of keys. Some are old-school and only lock through the key cylinder, and others come with a chip that communicates with the car in order to unlock the doors and then start it up. Some of these keys are easily repaired by an auto-locksmith while others may require you to visit a dealership in order to get one from the manufacturer.
You must first read the instruction manual or call the dealer for instructions on how to program the key for your vehicle. You'll need to provide proof that you own the vehicle and then wait a few extra days before your dealer can request a replacement. This procedure requires you to take your vehicle to a locksmith, or another service provider, to get it programmed. It's not the best option for those with limited mobility or tight schedules.
The process is a lot easier in the event that you have an extra. You can buy a replacement car key online at a low price depending on the model of your car. If, however, your keys include transponder or key fob element, you'll need to consult a professional who is qualified to get them replaced and programmed. Depending on the brand and model of your vehicle this could require a tow to the dealership or hiring a locksmith to do it for you.
A bluetooth tracker is an additional way to get a replacement car key. These small devices attach on your keyring, and emit a signature which can be retrieved using a mobile phone that has an application installed. The app will then show you the location of the key, to help you locate it if you need to.
Insurance
Car insurance coverage typically does not cover the cost of keys that are lost. There are exceptions. A lot of the top car insurance firms that are dedicated to client happiness provide an additional insurance policy for things like lost keys. It's typically an extra cost, but could be less expensive than having to pay out on your own for key replacement costs.
If your car insurance covers lost keys is contingent on the specific policy and deductible. The majority of traditional metal keys can be replaced easily however it can be more difficult if you own an electronic fob, or smart key. These keys are laser cut and incorporate computers that transmit an electronic signal to your vehicle. They are therefore more difficult to replace than mechanical keys. They are also more expensive, because you'll need to pay a locksmith as well as the key itself.
If you're looking to save money on a lost key replacement you should consider using an auto club or roadside assistance. These services offer discounts to locksmiths, and they may even pay for the cost of replacing a key. Some of these companies also offer emergency lockout assistance which are useful for those who are in a hurry and have to get back on the road.
You can also call your car dealership to inquire if they could help. Many dealerships have locksmiths on staff, and they may be able to create a new key for an affordable cost. If the dealer must order a key for the model you have, it may take several days. Whatever method you choose, be sure to keep all receipts and documents to submit a claim to the insurance company of your car if necessary.
Losing your car keys is a frequent event. It's not a pleasant experience however it could happen to anyone. There are ways to avoid expensive consequences. While the most cost-effective and fastest way to replace your lost keys to your car is to contact an authorized locksmith in your area, it's important to weigh the financial advantages against the time and the possibility of deductible payments prior to making a claim with your insurance company.